XRP to $0.13 or $29.32? Bitwise’s Shocking Forecast Has Crypto Investors Stunned

Bitwise, the world’s largest crypto index fund manager, has published a 33-page report about XRP price prediction. This company has given some interesting projections for the token’s future. Based on the report, which is called the Investment Case for XRP, there are multiple price movement scenarios. Bitwise price prediction puts XRP at just $0.13 in 2030 in the most bearish scenario. In the bullish scenario, it is reported that XRP could reach $12.68 by 2030. The max bullish prediction suggests a $29.32 price in the same time frame.

The Future of XRP: Institutional Adoption Will Shape Its Price

Based on the report, the most essential variable for XRP’s future price movement is institutional adoption. As such, they believe that if XRP and Ripple fail to attract influential investors, the bearish case is the most likely. The most important institutional investors are in the banking sector; as such, XRP needs to attract such investors. Additionally, the payment processing and tokenisation sectors also represent crucial sectors for Ripple to gain traction in. 

XRP’s Path to Long-Term Growth: Bitwise Bullish Prediction

The Bullish Bitwise price prediction model is based on the XRP’s current price trajectory, where the XRP network also grows. To reach this bullish prediction, XRP needs to continue its growth without any regulatory problems from the Securities and Exchange Commission. Moreover, as mentioned before, an increase in institutional investments and adoption is needed. However, the most bullish XRP price prediction involves a long-term position in the payment provider or tokenisation sector. This projection also considers that the tokenisation sector would reach a $10.9 trillion valuation by 2030.

Char 1 – Provided by Bitwise, published on Bitwise, March 27, 2025.

As highlighted in Chart 1, the price trajectory in the Max scenario is very bullish, requiring many variables to reach. For the MAX XRP price prediction, the token’s network and the ledger must gain significantly more activity. This is plausible as XRP is designed to be used to buy, redeem, and trade tokenised assets. This is made possible because XRPL transactions also consume a small amount of XRP, which decreases the supply. As such, with the popularisation of tokanization on the XRP network, this asset’s long-term growth will be guaranteed.

XRP ETFs: Next Big Catalyst for Token Value Surge

As mentioned before, the approval of XRP ETFs will also play an essential role in catapulting the token’s value. With the recent XRP and SEC settlement on the four-year-old lawsuit, the approval of XRP ETFs is very likely. The President of The ETF Store, Nate Geraci, recently commented on the possibility of XRP ETFs by the SEC. He believes that with the current crypto-friendly approach of the SEC, getting the approval is “simply a matter of time”. He also stated, “I expect BlackRock, Fidelity, etc to all be involved. XRP is currently the 3rd largest non-stablecoin crypto asset by market cap. Largest ETF issuers aren’t going to ignore this.”

XRP in 2025: Community Optimism Meets Market Reality

The community’s sentiment also seems to be bullish for XRP, as they believe that its ETFs will be approved. Polymarket’s data shows that 85% of the community believes we will see at least one fund to be approved this year. However, the current market performance of XRP does not seem bullish. As of writing this, XRP is trading at $2.34 and has seen 4.2% of daily value degradation. This also presents a 58% weekly price decrease. However, this price is still almost 277% higher than XRP’s value last year. Additionally, with big fundamental developments coming, this coin might soar soon.