XRP coin is part of XRP Ledger which acts as a digital coin, created by Ripple Labs. It was built for the sole purpose of removing the traditional money transfer process with a high fee charge. XRP transfers money quickly, and easily, and takes 3-5 seconds to process transactions for cross-border payment. Additionally, it helps banks and businesses to transfer funds worldwide removing any middlemen and lengthy steps to processing.

How does the XRP Ledger differ from Bitcoin or Ethereum?

The XRP Ledger operates differently from Bitcoin and Ethereum. It employs a system where trusted computers verify transactions every 3–5 seconds. Unlike Bitcoin’s energy-intensive mining or Ethereum’s staking, it conserves power, processes 1,500 transactions per second, and focuses on payments rather than savings or apps.

Does any entity control XRP?

No entity controls XRP. It functions on the XRP Ledger, managed by over 150 independent computers globally. Changes require 80% agreement among them, preventing any single party, including Ripple Labs, from dominating. Ripple Labs operates one computer but lacks overall authority.

How does XRP come into existence, and can users mine it?

XRP does not involve mining. In 2012, creators generated 100 billion XRP tokens at once. Ripple Labs received 80 billion, with 55 billion held in reserve for gradual release. In XRP, every transaction is verified by computers ensuring XRP is fast and environmentally friendly without mining.

What relationship exists between XRP and Ripple Labs?

Ripple Labs is the creator of XRP. The primary purpose of which was to send money cross-borders at low fees, quickly and easily. XRP acts as the digital coin for the XRP ledger, and Ripple has no control over it. However, Ripple labs have the huge ownership of XRP coin, but they run on many independent computers.

How secure does the XRP Ledger remain?

The XRP Ledger maintains high security. Over 150 computers agree on each transaction to prevent fraud. Its open code allows the public to review and update, and a 10 XRP fee discourages fake accounts. Users must safeguard their secret codes to protect their funds.

Where can users purchase and store XRP?

Users or investors can buy XRP from platforms like Coinbase, Kraken, Binance, etc. The bought coins can be stored in the safe storing devices such as ledger or in wallets. What is important - to safeguard is the secret key or code to protect the coin.

Why does XRP excel for money transfers?

XRP completes transfers in 3–5 seconds with fees as low as $0.0002, outperforming banks and most digital currencies. It processes 1,500 transactions per second, easily converts between currencies, and minimizes environmental impact, making it ideal for global payments.

How has the SEC lawsuit impacted XRP?

In 2020, the SEC claimed Ripple Labs violated rules by selling XRP. A 2023 court ruled that XRP does not qualify as a special investment for public sales, boosting its price and prompting listings. Although the case may continue, XRP’s global use persists.

What potential does XRP hold for the future?

XRP holds potential for growth if banks adopt it for transfers, with Ripple’s payment tool active in 40 countries. New features like smart deals and digital collectibles could expand its role in online finance. Clear regulations and market shifts may help, but price swings pose risks.

Ripple (XRP) News: Latest Updates, Headlines & Analysis

Read all the latest crypto news curated from the best local news sources globally. We provide up-to-date crypto news items so you can make the best investment choices.

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DBS Valuates Ripple at $11.3B Ahead of 2026 IPO

DBS has issued a valuation of upstart coin XRP of 11.3 billion dollars thereby indicating new trends in conventional finance. This is before Ripple can run IPO in 2026. Even with the challenges of regulations, the spiriting institutional interest in blockchain is eminent. In January 2024 a Reuters report identified institutional intent on blockchain by … Read more

July 05, 2025 8:51 AM GMT+02 mins read

Triparna Baishnab

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Ripple (XRP) News: Latest Updates, Headlines & Analysis

DBS Valuates Ripple at $11.3B Ahead of 2026 IPO

Amex Payment Delays Prompt Rumors of Renewed Ripple Partnership

Ripple-Backed XRP Ledger Launches EVM-Compatible Sidechain to Unlock Cross-Chain DeFi

XRPL Expands Appeal with EVM Compatibility and Cross-Chain Interoperability

XRP Price Analysis and Ripple Daily Updates

Ripple Settlement Nears Final SEC Announcement as XRP Regulation Timeline Sharpens

Ripple CEO Announces End of Legal Battles with SEC: A New Era for XRP

Crypto Lawyers Sound Alarm Over Misunderstood XRP Settlement

Ripple and Brazil’s Central Bank Hold Closed Meeting to Discuss ‘Institutional Matters’

SWIFT and Ripple Explore Integration of XRP for Global Payments; Billions in XRP Secured for Liquidity

Ripple and SEC Request to Keep Appeal in Abeyance as Status Report Deadline Approaches

XRP Poised to Lead ‘Super Alt Season’ Amid Regulatory Clarity and Adoption

Brad Garlinghouse’s Strategic Moves Propel Ripple Toward Global Financial Integration

Flare’s FXRP Revolutionizes XRP’s DeFi Potential, Attracting Institutional Backing

Purpose Investments’ Spot XRP ETF Receives Final Regulatory Approval, Launching June 18 on TSX

Ripple & Peersyst to Present XRPL EVM on Cosmos and IBC at Sovereign EVM Day, EthCC

Elon Musk to Buy $50 Billion in Ripple’s XRP: Fact Check on the Viral Rumor

Flare Partners with EasyA to Onboard 10,000+ Builders into XRPFi

Ondo Finance’s Ian De Bode Joins Ripple’s Monica Long on the XRPL Mainstage at Apex 2025 to Discuss the Future of Tokenization

Brad Garlinghouse Kicks Off Apex 2025 with Strong Keynote at Ripple’s Conference in Singapore, Highlighting Memes, Markets, and Institutional Momentum

PAIR Miner Launches 2025 Global Onboarding Drive to Empower XRP Investors with Passive Income

Guggenheim’s Strategic Expansion into Digital Debt on XRP Ledger Signals Shift in Institutional Investment Strategies

Ripple Achieves Fortune Recognition as One of the Best Bay Area Workplaces and Celebrates Eight Years of Ripple Impact by Supporting Over 60 Universities Through New Blockchain Research Partnerships and Reaching $200 Million in Global Impact Funding

Ripple’s Reece Merrick to Join Istanbul Fintech Week 2025 on Web3 Digital Finance Innovations

Xaman 4.1.0 Launches Smart Requests Feature, Leveraging Pathfinding to Allow Payments Using Any Asset Across XRPL

Ripple CEO Brad Garlinghouse Highlights XRP’s Role in Revolutionizing Global Payments

XRP Goes Live on THORChain with $22K in First-Day Trading Volume

Webus Files with SEC for $300M XRP Reserve: A Strategic Move in Cross-Border Payments

XRP Gains Traction as Treasury Reserve Asset: Webus, VivoPower, and Wellgistics Lead Institutional Adoption

Ripple vs. SEC: June 13 Settlement Date Sparks XRP Market Surge