XRP SWIFT Integration: Could It Propel Ripple to $3 Sooner Than Expected?

Over the weekend, we witnessed the XRP price surge from trading around the $2 market to as high as $2.23. Now, on April 14, however, the price has decreased since its peak over the weekend, around $2.15. However, today’s XRP news shows that the price could surge to new highs soon. This bullish XRP price prediction is due to new rumors about an upcoming official XRP SWIFT integration. SWIFT has been the main cross-border transaction system for decades now and processes trillions of dollars every day. As such, even a small share of this market can do wonders for Ripple.

Will XRP Be Integrated Into the SWIFT Network Soon?

The speculation about the integration of the XRP payment system into the SWIFT network has been around for some time now. This is because even the Ripple CEO has hinted at a possible integration or even replacement before. Additionally, per the statements of a former SWIFT employee, the XRP payment system’s compatibility with SWIFT has been tested by banks. The most recent development regarding the XRP SWIFT has come today. John Squire, a market analyst, has stated that a deal between Ripple and SWIFT will be announced in the next seven days.

Will SWIFT’s Partnership with Ripple Propel XRP to $3?

He stated, “In recent weeks, several influential voices have pointed to a possible announcement from SWIFT. It could be the official confirmation that XRP—through Ripple—will become part of SWIFT’s global payment infrastructure, used by over 11,000 financial institutions worldwide.” If this partnership becomes a reality, the XRP blockchain will be used and adopted by the top global financial institutions. As such, the Ripple payment system will become a globally adopted blockchain and will be the backbone of global finance. With such facts in mind, after the alleged announcement, XRP could reach $3.

Chart 1 – Provided by Muthonikima09, published on TradingView, April 14, 2025.

Based on Chart 1, XRP has used the $1.79 support to bounce back above the $2 point. Now, the bulls are trying to create an XRP price surge to reach above the higher trendline of the descending channel. If it breaks out of the descending channel, it could reach a new, higher low and start a bullish price trend. The next strong resistance will be at the PoC line, which is known to be a highly traded level. If this line is broken, it can work as a boost for the XRP price, sending it to $2.60. 

Will XRP Price Surge to $3 by the End of April?

However, the RSI does not signal bulls’ domination, which in turn can mean investors are not ready to reach $3. However, as we discussed, a SWIFT announcement might be in the way, creating a bullish opportunity for explosive growth. As such, if this becomes a reality, we can expect the XRP price surge to $3 by the end of April. Per this bullish XRP price prediction, the long-term target is $45. 

Is Ripple the Future of Cross-Border Payments?

As per Squire’s statement, Ripple and SWIFT have a history of partnerships. In 2023, SWIFT launched an interoperability pilot program, testing the possibility of integration of blockchain in cross-border payments. Ripple was one of the participants in this program, which could be the background for a possible partnership. With all that said, we should wait and see whether this prediction becomes reality. As such, investors should monitor the XRP news closely and keep themselves updated. This way, they can be one of the first participants in the next rally.