Ripple CEO Brad Garlinghouse Sees Clarity Act Passing in May

The push for clear crypto rules in the United States may soon reach a key moment. Brad Garlinghouse believes the long awaited Digital Asset Market Clarity Act could pass as early as May. 

Ripple CEO expects CLARITY Act passage by late May@Ripple CEO Brad Garlinghouse (@bgarlinghouse) says the long awaited CLARITY Act may pass soon.

Speaking at the Semafor World Economy event on April 13, he pointed to ongoing negotiations between banks and crypto firms. The… pic.twitter.com/UMWeiFUeH5

— BSCN (@BSCNews) April 14, 2026

He shared this view while speaking at a recent global economy event. According to him, talks between banks and crypto firms are finally moving forward. For months, the bill faced delays and disagreements. But things now seem to be changing.

Talks Show Signs of Progress

Brad Garlinghouse pointed to ongoing discussions between traditional banks and crypto companies. One major issue was stablecoin yields. It created tension earlier this year. Some lawmakers wanted limits, while industry players pushed back. Now, both sides appear closer to finding common ground. 

Ripple CEO said that when frustration reaches its peak, compromise often follows. In his view, that moment has arrived. As a result, he expects progress to speed up in the coming weeks.

What the Clarity Act Aims to Do?

The Digital Asset Market Clarity Act is designed to bring clear rules to the crypto market. Right now, there is confusion over who regulates what. The U.S. SEC and the CFTC often overlap in their roles.

This bill aims to fix that. It will define whether digital assets are securities or commodities. Then, it will assign clear responsibility to each regulator. In addition, the bill plans to set rules for trading platforms, stablecoins and DeFi. In simple words, it wants to replace confusion with clarity.

Why This Matters for the Industry?

Clear rules can change everything for crypto in the U.S. Many large banks and institutions have stayed cautious. They worry about unclear laws and possible risks. But if the Clarity Act passes, that could change. 

Brad Garlinghouse believes it will open the door for more institutional participation. Banks may feel more confident working with crypto companies. While innovation could grow within the U.S. instead of moving overseas. So, this is not just about regulation. It is about the future direction of the industry.

Still Some Challenges Ahead

Even with growing optimism, the bill is not final yet. There are still details to resolve. Issues around DeFi, stablecoins and ethics rules may take more time. Also, political support will play a key role. The bill may need strong backing to move forward quickly. But recent signals look positive. Industry leaders, lawmakers and regulators are all engaged in the process.

A Key Moment for Crypto Policy

If the Clarity Act passes in May, it could mark a major turning point. The U.S. has long been seen as uncertain when it comes to crypto rules. This bill could change that image. It could provide a clear framework for growth and innovation. For now, all eyes are on Washington. For now, all eyes are on Washington. Because if this bill passes, it could shape the future of crypto in a big way.