XRP News: Is Ripple’s Private Ledger the Missing Puzzle in XRP’s Value? Analysts Weigh In

The debate around Ripple’s private ledger technology is heating up again, with crypto analysts pointing out that crucial details about XRP often get ignored. Versan Aljarrah, co-founder of Black Swan Capitalist, recently reignited this debate, pointing out Ripple’s behind-the-scenes moves and what they could mean for XRP’s true value.

Ripple’s Private Blockchain: Catering to Banks’ Privacy Demands

In a recent post on X, Aljarrah shared a clip of Ripple CEO Brad Garlinghouse explaining how Ripple created private blockchain solutions to meet banks’ need for confidentiality. According to Garlinghouse, a major Middle Eastern bank rejected the idea of using a public ledger due to the visibility of transactions, something that most large financial institutions would naturally avoid.

To address this, Ripple introduced a private ledger option, described as a “temporary private blockchain”,  allowing banks to move large amounts of money securely without public exposure. While XRP itself operates on a public ledger, this private layer maintains transaction privacy while leveraging the blockchain’s efficiency.

Hidden Value? Speculation Around XRP’s True Price

Aljarrah’s post also reignited speculation around XRP’s real valuation. He pointed to unusual price spikes on certain platforms, suggesting these might not be glitches but rather stress tests simulating large-scale transactions behind the scenes. Many in the XRP community believe that institutional transactions happening on Ripple’s private ledger could be governed by hidden rates — different from what retail investors see on exchanges.

This theory raises the possibility that XRP’s market price could someday align with the value being moved privately, especially if institutional use grows. For many XRP supporters, this private ledger is a missing puzzle piece that explains the token’s long-term potential.

Ripple CTO Weighs In: Should the Public and Private Price Match?

The debate took another turn when Ripple’s Chief Technology Officer, David Schwartz, weighed in. According to Schwartz, the price of XRP should technically remain consistent across ledgers and exchanges, whether used publicly or privately. However, that hasn’t stopped speculators from believing that hidden institutional demand could still influence the token’s real-world value over time.

This divide has left the XRP community split, some remain cautious, while others are convinced that Ripple’s private ledger holds the key to a massive price shift once its true utility is fully revealed.

The Bigger Picture: Is Ripple Building the Future of Finance?

Ripple’s private ledger solution isn’t just about privacy; it could be a glimpse into the future of institutional finance. As more banks partner with Ripple for cross-border payments, the demand for private, secure, and efficient transactions is expected to grow. If XRP becomes the bridge asset for these transfers, its market value could eventually reflect this large-scale utility.

For now, the speculation continues,  but one thing is certain: Ripple’s private ledger is forcing investors to rethink what they know about XRP’s role in the financial system.