60% of Top 25 US Banks Now Building Bitcoin Services

Sixty percent of the top 25 U.S. banks now support Bitcoin. River shared this data in its January 2025 report. This marks a clear shift from past skepticism. Previously, banks avoided crypto exposure. Now, they actively build services. Therefore, Bitcoin gains stronger institutional backing.

INSIGHT: 60% of the top 25 U.S. banks are pro-Bitcoin as per River. pic.twitter.com/UBlndldYfv

— CoinGecko (@coingecko) January 27, 2026

Custody and Trading Lead the Push

Most banks focus on custody and trading solutions. These services target high-net-worth clients. Clients want secure exposure without technical risks. As a result, banks fill this gap. They offer regulated and insured products. Hence, trust levels continue to rise. PNC Group already launched full Bitcoin services. Citigroup continues pilot programs. Other banks test internal infrastructure. Meanwhile, compliance teams expand rapidly. Consequently, Bitcoin enters traditional finance workflows.

Regulation Builds Confidence

Clearer U.S. regulations encourage adoption. Banks now understand legal boundaries. They can operate without constant uncertainty. Therefore, risk departments approve more crypto projects. This change unlocks faster innovation. Banks manage trillions in client assets. Even small allocations create massive inflows. Analysts estimate potential flows above $100 billion. If this trend continues, Bitcoin liquidity will deepen. Thus, price stability may improve.

Bank involvement normalizes Bitcoin for the public. Retail users follow institutional behavior. As a result, adoption spreads faster. Bitcoin no longer feels experimental. Instead, it feels established.