Cryptocurrency in Romania
Rapid growth in cryptocurrency adoption in Romania is because of the people who are familiar with technology and better digital financial options. Even with few regulations, residents of Romania are now more likely to use Bitcoin, Ethereum and stablecoins to save, exchange and send money to other countries.
Since more shops now take cryptocurrency and digital finance is being explained more, Romania is gaining status as a hub for crypto trends in the region. The article looks into the present state, lawmaking, online hubs and future outlook for cryptocurrency in Romania.
Crypto in Romania—The Current Scene
People, freelancers and small businesses are using cryptocurrencies more often in Romania. As crypto’s revenue is set to rise to US$710.6 million by 2025 and its number of users is estimated to grow to over 6.3 million by 2026, the sector is rapidly becoming popular. Easy-to-use applications and popular global services such as Binance, Coinbase and Bitget have made the process of cryptocurrency adoption easier. P2P trading is still widely used, mainly by people who want to move funds on their phones or authenticate themselves. Most people prefer USDT and similar stablecoins for sending money and local purchases.
Key Timeline of Crypto Developments in Romania
- 2014: Bitcoin Romania launches, marking the first major crypto service in the country.
- 2019: National Bank of Romania warns against crypto risks but does not impose restrictions.
- 2022: Romanian tax authority ANAF begins regulating crypto earnings with official reporting guidelines.
- 2023: Crypto transactions above certain thresholds are subject to KYC/AML laws.
- 2025: User penetration rate forecasted to hit 29.62%, with growing institutional and business interest.
Romania’s Crypto Market Overview
The Romanian crypto market is worth over US$700 million in 2025, with expected growth to US$786.1 million by 2026. The average revenue per user stands at US$126.9, showing high engagement among digital asset holders.
While Bitcoin and Ethereum remain dominant, stablecoins like USDT and USDC are widely used for cross-border payments and hedging against local currency fluctuations. Cryptocurrency is commonly used for savings, remittances, and freelance income.
Regulation of Crypto in Romania
Cryptocurrency is legal in Romania, but regulated under existing financial laws. Crypto is treated as a digital financial asset subject to tax and compliance regulations.
Key Regulatory Areas in Romania:
- Income from crypto must be declared for tax purposes
- Capital gains are taxed at 10%
- KYC/AML compliance required for exchanges
- Reporting thresholds exist for crypto-related transactions
- Legal support for smart contracts and tokenized assets is under review
The Romanian government is aligning with the EU's MiCA (Markets in Crypto-Assets) regulation to build a standardized legal framework.
List of Romania Crypto Exchanges & Platforms
Although Romania does not yet host major domestic exchanges, international platforms dominate the local market. These include:
- Binance—Offers P2P, spot, and futures trading
- Kraken—Popular for staking and fiat integration
- Coinbase—Easy onboarding and tax tools
- Bitget—known for copy trading and derivatives
- Revolut—Offers crypto purchases and storage within its app
Local exchanges like Bitcoin Romania also offer direct crypto purchases with RON, along with ATM access in major cities.
Cryptocurrency Wallets in Romania
Most Romanian users rely on hot wallets like Trust Wallet, MetaMask, and Binance Wallet. These are widely used for trading and DeFi access. Ledger Nano X and Trezor are popular cold storage options among more experienced users.
Users are increasingly educated about storing private keys offline, using two-factor authentication, and avoiding phishing attacks. Crypto literacy is promoted by community events and local tech hubs.
The Taxation of Cryptocurrency in Romania
Crypto taxation in Romania is enforced through guidelines set by the National Agency for Fiscal Administration (ANAF). Individuals must report capital gains and pay a 10% tax on profits above RON 600 annually.
Expected Taxation Rules:
- 10% capital gains tax on profits from sales
- 10% income tax on staking, mining, and airdrops
- Obligation to report annual earnings in tax returns
- Businesses accepting crypto must report earnings and comply with VAT laws
The government encourages compliance by integrating crypto tax tools with digital filing systems.
Crypto Community & Education in Romania
Romania’s crypto community is active online and offline. Local blockchain meetups, university programs, and startup incubators are helping to build knowledge about DeFi, NFTs, and token economies.
Telegram, Discord, and Reddit are commonly used to share market insights. Many Romanians are learning Solidity, launching dApps, and exploring cross-chain technologies. Educational platforms and fintech NGOs are fostering safer adoption.
The Future of Cryptocurrency in Romania
With over 6 million users expected by 2026 and growing digital finance integration, Romania is poised to become a crypto leader in Eastern Europe. The nation’s tech infrastructure, young workforce, and regulatory alignment with the EU create a fertile ground for blockchain growth.
A Supportive Legal Framework Could Enable:
- Full MiCA adoption and regulatory clarity
- Expansion of domestic crypto services and exchanges
- Tax-efficient frameworks for retail and institutional investors
- Pilots for stablecoin payments and tokenized real estate
- Partnerships with tech universities for blockchain research
To benefit from crypto, Romania should enforce regulations and motivate new ideas, allowing everyone to gain.
Frequently Asked Questions (FAQs)
1. Are cryptocurrencies permitted by the law in Romania in 2025?
Yes. Cryptocurrency activities are legally and properly regulated by Romanian laws. People using the service are obliged to declare their earnings and settle any owed taxes.
2. Are there ways for Romanians to buy Bitcoin with their own money?
Yes. It’s possible for users to purchase Bitcoin using Romanian Leu (RON) on exchanges such as Binance, Bitcoin Romania and Revolut.
3. If you earn money through crypto in Romania, are such earnings subject to tax?
Yes. There is a 10% capital gains tax on profits made from trading cryptocurrencies. You have to pay taxes on the income you get from staking and mining.
4. Does the situation allow Romanians to make use of international crypto exchanges?
Yes. There is no limit to what can be done. Most people from Romania choose to trade cryptocurrencies on Binance, Coinbase, Kraken and other popular international platforms.
5. Which cryptocurrencies do people in Romania mostly trade with?
Most Romanians find Bitcoin (BTC), Ethereum (ETH), Tether (USDT) and Binance Coin (BNB) adequate for trading and making payments.
6. Is it possible to participate in staking or mining in this nation?
Yes. Reporting and obeying all regulations after you do staking and mining will allow you to do so legally.
7. By the year 2026, how many people will be using cryptocurrencies in Romania?
Analysts expect that more than 6 million people in Romania will use cryptocurrencies by 2026. This amounts to 33.53% of all people.
8. Do some Romania-based companies use Bureau to receive payments in digital currencies?
Yes. Even if companies deal with crypto, their practice must adhere to tax and VAT standards.
9. Is Romania following and applying the EU crypto regulations, including MiCA?
Yes. Romania is making its crypto regulations parallel to the MiCA framework of the EU to provide security and protect users.
10. Do scams happen in the crypto world of Romania?
Yes. It is important for users to never click on phishing links, use reliable wallets, and rely on popular platforms to keep their crypto secure.