Ripple CEO Highlights XRP’s Fast Settlements, Real-World Token Use

Ripple CEO Brad Garlinghouse recently emphasized XRP capability to settle payments within seconds. He highlights the tokens growing role in real world financial operations. In a statement shared on social media, Ripple underlined how XRP efficiency can support trillions in global capital flows. Particularly in tokenizing real assets and streamlining payments between institutions.

🚨RIPPLE CEO SAYS THAT #XRP SETTLES MONEY IN SECONDS!

TRILLIONS IN CAPITAL COULD POUR INTO XRPL. DRIVEN BY REAL TOKEN, BUILT TO TOKENIZE THE ENTIRE REAL ESTATE SECTOR! DYOR/NFA

💥 GET REAL TOKEN HERE: https://t.co/kYx7u3Ko4Z pic.twitter.com/seidvGLqdy

— JackTheRippler ©️ (@RippleXrpie) September 27, 2025

XRP Lightning Fast Settlements

According to the Ripple CEO, XRP settles transactions in approximately three seconds. A speed unmatched by most traditional financial networks. This rapid settlement capability allows banks and other financial institutions to move large sums of money. Without the delays and overhead associated with conventional systems. XRP on-chain activity supports this claim. Real token pairs, such as REAL/XRP have shown consistent liquidity and transactional throughput. The token has a market capitalization of $34 million and maintains a 24-hour trading volume of around 2,200 XRP across 240 exchanges. This is reflecting steady engagement and adoption in trading ecosystems.

Real-World Applications Driving Growth

Ripple focus is on using XRP to tokenize and transfer real-world assets. Particularly in sectors like real estate. By enabling rapid settlement and liquidity, XRP facilitates efficient value transfer between financial institutions. It is reducing costs and settlement times. Ripple CEO Garlinghouse emphasized the importance of utility over hype: “The value of the token in the long term is determined by its utility, what problem it is solving, how big that problem is, and how many customers you have.” XRP efficiency in cross-border payments and asset tokenization. That positions it as a practical tool for businesses and investors alike.

On-Chain Data Confirms Activity

Recent on-chain data shows REAL/XRP trades fluctuating between 0.0114 XRP and 0.0127 XRP in a 24-hour window. With a slight gain of 5.54%. Liquidity levels are healthy at 16K XRP and market participation spans multiple exchanges. Such figures reflect transactional activity and interest in the tokens real world applications. Large scale adoption by financial institutions is likely a contributing factor. It is demonstrating that XRP is more than a speculative asset. It serves a functional purpose in high volume settlements and tokenized asset transfers.

Outlook for XRP and Ripple

Ripple CEO comments underscore Ripple long term strategy to expand XRP role in global finance. By emphasizing settlement speed, token utility and integration with real world assets. Ripple aims to solidify XRP as a central tool for institutional payments. With trillions of dollars in partner capital potentially flowing through the XRP Ledger. The tokens’ use case extends beyond trading or speculative interest. 

Institutions can leverage XRP for efficient and near instant settlements. A factor that may influence broader adoption and continued ecosystem growth. Analysts and investors monitoring XRP should focus on its practical adoption and transactional throughput. Rather than short term price fluctuations. As more real world applications emerge, XRP utility is expected to drive increased on-chain activity. It also has deeper integration with financial infrastructure worldwide.