Ripple Acquires 40-Year-Old GTreasury for $1 Billion

Ripple has acquired GTreasury, a corporate treasury management global leader to become a $1 billion company. The relocation is a major deal of Ripple in 2025. It integrates blockchain technology and forty years of financial experience. Ripple is interested in connecting the digital asset economy to traditional finance. The transaction makes Ripple a major corporate payment, liquidity and treasury solutions provider.

Ripple Acquires 40-Year-Old GTreasury for $1 Billion

Ripple has acquired GTreasury, a corporate treasury management firm with over 40 years of experience, in a $1 billion deal.

The acquisition expands Ripple’s reach into corporate finance, enabling enterprises to move money pic.twitter.com/PBV9qoyxi6

— Pump.fun TV (@BTajuana45965) October 17, 2025

Ripple is a 2012 start-up company most recognized because of their XRP Ledger and payment protocol. It allows banks and businesses to make cross-border transfers at a low cost and in times of a short span. Brad Garlinghouse is the CEO of this company based in San Francisco. Ripple has laid much emphasis on institutional adoption of block chains. It has already acquired several companies in the fintech sector, such as Hidden Road and Rail, in 2025 alone.

Deal Structure and Purpose

On October 16, 2025, Ripple declared the 1 billion transaction. The company is looking to increase their enterprise services and tap into the multi-trillion-dollar treasury market. GTreasury will keep on as a subsidiary under Ripple. The integration enables companies to conduct operations in blockchain and digital assets in their global treasury. Ripple is intending to provide live settlement and instant liquidity with the help of its XRP Ledger.

The acquisition enhances the role of Ripple as a connector of traditional and digital finance. It empowers CFOs and treasurers to put idle capital into motion and minimize transaction periods. This is in line with the mission by Ripple to transform the corporate finance by using blockchain innovation.

Strategic Value for Ripple

The acquisition will provide Ripple with a good corporate client base of GTreasury. Such customers are fortune 500 companies and global organizations. Ripple is now able to integrate XRP and stablecoin payments into the mainstream treasury processes. The transaction makes RippleNet useful not only in cross-border transfers but also in full-scale financial management.

GTreasury is a Chicago-based company that has more than 40 years of operation. It provides treasury management software that assists corporations in liquidity, risk and cash flow management. The SaaS platform of GTreasury supports over 1000 customers in 160 countries. It offers real-time cash position visibility and forecasting and compliance support. The acquisition was termed as a new age in treasury management by CEO Renaat Ver Eecke. According to Brad Garlinghouse, this partnership allows finance teams to put the trapped money to work and transfer money real-time. His remark shows how efficiency and liquidity have been of interest in Ripple.

Market Trend and Industry Environment

The acquisition is in a season of financial digital transformation. Building on cash and digital assets management, companies are shifting to blockchain. By 2030, the world treasury management business will be more than 9 billion dollars. The move leaves Ripple ahead of other competitors such as Circle, Stellar, and Chainlink.

Corporate treasurers are also considering the stablecoins and central bank digital currencies (CBDCs). The risk and compliance tools of GTreasury will assist Ripple to overcome regulations in various markets. Assimilation of blockchain with treasury systems is a move towards full institutionalization.

Ripple intends to combine its blockchain platform with the SaaS solution of GTreasury. They will provide jointly the fiat, stablecoins, and digital asset dashboards. The real-time cash management tools of GTreasury will be improved by the speed of settlement in RippleNet, which is only 3 to 5 seconds. The new system will assist the enterprises to monitor funds in real time across two or more banks and jurisdictions. It is anticipated that the integration will be implemented in 90 days, which will project the fast deployment model of GTreasury. The clients will have access to liquidity pools and automatic payments based on blockchain.

Future Prospects and Expectations

The U.S SEC still has legal issues with Ripple in the classification of XRP. Nevertheless, the company has increased the global expansion to mitigate the regulatory risks. The set compliance frameworks of GTreasury will help Ripple to comply with the international standards. The acquisition is also an indicator of Ripple entering into the market that is controlled by other giants such as SAP and Kyriba. Ripple seeks to provide faster and less expensive solutions to the old systems by integrating blockchain with treasury solutions. Analysts think this would compel other companies to consider such blockchain alliances.

Ripple will move to transform enterprise finance according to analysts. The business may launch treasury script payments with XRP or on-chain cash prediction devices. The customer base of GTreasury provides Ripple with a direct customer entry to large corporations that seek digital assets. The alliance can also precipitate the use of tokenized assets in company books.