Cryptocurrency in France
Cryptocurrency is taking France by storm! France started its crypto journey big time with the PACTE Act in 2019, which made it one of the first countries to set clear rules for crypto businesses. Fast forward to 2025, and crypto’s woven into the fabric of French life, which can generate revenue of €1,081.0m. Why does it matter here? France’s mix of tech-savvy people, a strong economy, and forward-thinking laws makes it a hotspot for digital currencies.
France’s Crypto Market Scenario
As of 2025, around 12% of the population, about 6.5 million people, own some kind of cryptocurrency. It’s especially popular with the population under 35, who see it as a fun way to grow their money or send cash overseas without hefty bank fees. It can use crypto for all sorts of things like paying at trendy cafés in Paris, buying digital art, or even playing blockchain-based games like JONUM, a new category of NFT games legalized in 2024. Big moments—like the state-owned bank Bpifrance pouring €25 million into crypto startups this year—show how serious France is about leading the charge in Europe.
Rules and Laws for Crypto in France
The French government’s been pro-crypto since the PACTE Act of 2019, which let companies register with the Autorité des Marchés Financiers (AMF) to operate legally. Fast forward to 2025, and new EU rules like MiCA (Markets in Crypto-Assets) and the Travel Rule are in full swing. MiCA, rolled out in 2024, makes sure crypto companies follow strict safety and transparency standards across Europe. The Travel Rule tracks big transactions to stop money laundering. Looking ahead, France might tweak tax laws or push for greener crypto mining rules by late 2025, keeping things balanced between innovation and responsibility.
Top Cryptocurrency
Globally, the crypto market is worth trillions, and France ranks among Europe’s top players for how much of crypto value that flows through it. Bitcoin and Ethereum are the stars, making up most trades, but homegrown projects are starting to shine too.
Other crypto coins like Tree Stuck in Cat (TREEINCAT), Pi (PI), Solana (SOL), and XRP (XRP) are some coins keeping the market buzzing. In 2025, analysts say France’s crypto scene could grow by 15% this year alone, thanks to more people jumping in and businesses accepting coins.
Top Crypto Exchanges
Global platforms like Binance, Kraken, and Coinbase are huge here, offering easy sign-ups and tons of coins to trade. But local exchanges like Coinhouse, nicknamed “the French crypto bank,” cater specifically to French users with euro payments and top-notch support.
These platforms are user-friendly, think sleek apps, fast bank transfers, and security like two-factor authentication. EU rules mean they’ve got to verify traders' identity, so trading is safe and transparent, but requires a quick ID check. Fees are reasonable, usually 1–2% per trade, and you can start with as little as €10.
Crypto Wallets
French crypto fans keep their coins safe through various wallet options. Hardware wallets like Ledger, proudly made in France, are a favorite for keeping crypto offline and safe from hackers. For quick trades, mobile apps like Trust Wallet or MetaMask are popular, especially with younger users.
Security’s a hot topic among crypto wallets, where phishing scams and fake apps have tricked some folks, so the AMF warns everyone to double-check wallet sources. Most people use a mix of global options (like Ledger) and local solutions. In 2025, wallet use is up 20% from last year, showing how much France trusts this tech.
Taxes on Crypto in France
Crypto taxes in France are straightforward but strict. If traders sell their Bitcoin for euros, they have to pay a flat 30% tax on their profits, covering both income tax and social charges. Mining or staking rewards? Same taxation of 30% when they cash out. Additionally, swapping one coin for another (like Bitcoin to Ethereum) in France is tax-free until they turn it into euros. The tax office, Direction Générale des Finances Publiques (DGFiP), wants detailed records to track every trade.
France’s Crypto Events & Education Awareness
About one in eight people owns crypto. Big events like Paris Blockchain Week 2025 (happening this April) draw thousands to swap ideas and learn. Online, French influencers on X and YouTube break down crypto basics, while groups on Discord and Telegram connect traders.
Newbies can dig into local resources like Coinhouse Academy or global sites like Binance Learn. Awareness is high in France, surveys say 70% of French adults know what crypto is, up from 50% in 2022. It’s a mix of tech geeks, gamers, and everyday people making it their own.
What’s Next for Crypto in France
Crypto’s future in France is full of promise! With Bpifrance’s €25 million investment in 2025, expect more startups building blockchain goodies, like apps for secure voting or tracking food supply chains. Analysts predict a 15–20% jump in crypto use by 2026, driven by more shops taking coins and slicker tech.
The government’s supportive but cautious new EU rules might tighten up on energy-hungry mining or add taxes for big traders. France’s tech scene, already strong in AI and fintech, could make it a global crypto leader if it keeps pushing forward.
Conclusion
France in 2025 is a crypto playground—open, innovative, and growing fast. From Bpifrance’s €25 million boost to everyday use in cafés and games, it’s clear digital money’s here to stay. Whether you’re trading, learning, or just watching, France offers a thrilling crypto ride. Stay smart, stay safe, and enjoy exploring this exciting world!
Frequently Asked Questions (FAQ)
1. Is crypto legal in France?
Yes, crypto has been legal since 2019.
2. How much tax is applied to crypto trading?
30% tax is applied on profits upon selling crypto. .
3. What’s the most popular crypto?
Bitcoin and Ethereum are the most popular coins in France.
4. Which exchanges are big here?
Binance and Coinhouse are favorites exchanges here in France.
5. What wallets do the French use?
French people use Ledger and Trust wallets for higher security.
6. Is a daily crypto exchange available?
Yes, not all but some shops and games take crypto in exchange for their service.
7. Is crypto safe in France?
Yes, but be always careful about the frauds and scams.
8. Who makes crypto rules?
The government and the EU set them.
9. How many French people own crypto?
About 12% of the population, which is 6.5 million people, own Crypto in the country.
10. Will crypto grow here?
Yes, crypto is on the rise with the higer adoption rate and it will definitely rise in future!