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Binance Completes RLUSD Integration on XRP Ledger

By

Shweta Chakrawarty

Shweta Chakrawarty

Binance completed the integration of RLUSD on February 12, 2026, enabling low-cost deposits for the USD-pegged stablecoin.

Binance Completes RLUSD Integration on XRP Ledger

Quick Take

Summary is AI generated, newsroom reviewed.

  • Binance opens RLUSD deposits on the XRP Ledger (XRPL).

  • Withdrawals to be enabled once sufficient liquidity is established.

  • Integration follows the token’s initial January listing on Ethereum.

  • RLUSD pairs include RLUSD/USDT, RLUSD/USDC, and XRP/RLUSD.

Binance has completed the integration of Ripple’s RLUSD stablecoin on the XRP Ledger. The exchange confirmed that deposits are now open for the token on the network. Withdrawals will follow once enough liquidity builds in the system.

The update went live on February 12, according to the exchange’s announcement. The move expands RLUSD’s presence across multiple blockchains. It also strengthens the XRP Ledger’s role in stablecoin payments and on-chain finance. RLUSD is Ripple’s USD pegged stablecoin. The company launched it in late 2024. As a regulated digital dollar for payments and DeFi. The token is backed by cash, cash equivalents and short term U.S. Treasuries.

RLUSD’s Growth and Earlier Binance Listing

Binance first listed RLUSD earlier in 2026. At that time, the token launched mainly on the Ethereum network. The exchange opened several spot trading pairs and offered promotional incentives. Since then, RLUSD has grown into a multi-chain stablecoin. Its supply has expanded steadily as more platforms add support. Ripple designed the token to serve institutions, payment providers and on-chain applications. The latest integration now brings full support on the XRP Ledger. This network has long focused on fast, low cost transactions. That makes it a natural fit for stablecoin transfers.

What the XRP Ledger Integration Changes

The new setup allows users to deposit RLUSD directly through the XRP Ledger. On this network, transactions typically settle in a matter of seconds and are extremely low. For Binance users, this might result in faster and less expensive stablecoin transfers. The integration also gives the XRP Ledger ecosystem more liquidity. However, higher trading volumes and more on-chain transactions could result from more stablecoin activity.

Some community members see this as a step toward stronger DeFi activity on the network. Stablecoins often act as the base asset for trading, lending and payments. Binance has also added RLUSD to some of its yield products. This allows users to earn returns on their holdings without locking funds for long periods.

Ripple’s Push in the Stablecoin Market

Ripple launched RLUSD to compete with major stablecoins like USDT and USDC. The company focuses on regulatory compliance and institutional use cases. Also, adding support on a major exchange like Binance helps the token reach a wider audience. It also improves liquidity and trading access. Through the integration supports the XRP Ledger’s growth. More stablecoin activity can attract developers and new financial products.

What Comes Next

For now, deposits are live and withdrawals will open later. The exchange plans to enable full support once liquidity reaches stable levels. The integration marks another step in RLUSD’s expansion. Furthermore, it shows continued efforts to build real payment and DeFi tools around the XRP Ledger. If adoption continues, the stablecoin could play a larger role in cross border payments and on-chain finance.

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