Andrei Grachev Announces Falcon Finance Secures Independent Proof of Reserves Attestation From H&T, Marking a Major Leap Toward Institutional-Grade Transparency by Delivering Daily USDf Overcollateralization and Quarterly Audit Reports

In a bold move to set itself apart in a highly competitive stablecoin landscape, Falcon Finance has taken a major step forward in building credibility and trust. The platform recently completed a third-party Proof of Reserves attestation through H&T Digital. This partnership is more than just a technical milestone, it’s a public declaration of Falcon’s commitment to transparency and user protection in the world of digital finance.

Falcon Finance is creating pathways to more adoption by individual users, as well as larger institutions. Having advantages like daily overcollateralization checks and quarterly attestation reports, this move highlights a new direction in a space criticized for its opacity, toward greater transparency, accountability, and trust in the data. Andrei Grachev, one of the key voices of the project, articulated the progression from zero visibility to full audit backed visibility, and wanted to celebrate its users who remained with Falcon since the primitive, unverified days.

What Is Proof of Reserves and Why It Matters?

Proof of Reserves has caused shape-shifting debate in light of high-profile collapse of cryptos and disappearing user funds. In simplified terms, it is an independently verified statement that assures that a platform has enough assets to back their liabilities, that those assets are held securely, and that they are actively being monitored.

By collaborating with H&T Digital, Falcon Finance now provides users with a clear, tamper-proof view into the platform’s reserve backing. This means that every USDf token is supported by more than enough collateral, giving users confidence that their funds are safe, even during volatile market cycles.

How Falcon Finance’s Audit System Works?

Rather than providing a one-time snapshot, Falcon has implemented a layered approach to stablecoin transparency. Every day, the protocol verifies that its stablecoin, USDf, is overcollateralized. This means that the value of the assets backing it exceeds the total supply of tokens in circulation.

On top of these daily checks, Falcon will publish quarterly attestation reports in collaboration with H&T. These reports are independently verified and include reserve breakdowns, custodial assessments, and solvency validations. It’s an audit structure designed not just for crypto natives, but for institutional clients who demand regular proof points.

How This Impacts Institutions and Users Alike? 

Institutional investors require hard facts and airtight safeguards before engaging with decentralized finance projects. By offering a verified Falcon Finance audit and regular updates, Falcon is no longer just a DeFi player, it’s now positioned as a viable partner for fund managers, family offices, and even fintechs.

For individual users, the message is simple: Falcon doesn’t just ask for your trust, it earns it. Whether you’re holding small amounts of USDf or integrating with it on-chain, these transparency measures act as a safety net. This level of visibility is not just good practice, it’s increasingly becoming a standard for projects seeking long-term survival.

The Road Ahead: Setting a Precedent in Stablecoin Assurance

The crypto space is rapidly maturing, and with it comes rising expectations from users and regulators alike. Falcon Finance’s focus on Proof of Reserves and its openness to third-party verification signals a larger shift within the industry.

As more protocols adopt similar standards, we can expect a more resilient, user-focused DeFi ecosystem to emerge, one that places transparency and accountability above hype and speculation. Falcon’s move is not just a win for the platform, but for the broader narrative of stablecoin legitimacy.

Final Thoughts

With its new partnership with H&T Digital and a robust Falcon Finance audit mechanism in place, Falcon Finance is raising the bar for what users should expect from stablecoins. Its multi-tiered audit structure reinforces user safety while aligning the platform with institutional-grade practices.

As the crypto world moves toward greater scrutiny and user awareness, efforts like these will define which platforms thrive. Falcon isn’t just talking about transparency, it’s proving it, one attestation at a time.